Indebted - Part 1

Story by fugi88 on SoFurry

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When you owe €30,000 to some random loan sharks on the internet, what happens? In most cases, bad shit. Here, though, the protagonist has one of their deeper fantasies brought to them.

Just please, DO NOT get into debt to such shady people as loan sharks. You're not likely to be taken into a human (well, body) traficking ring and live the fantasies you read about. Actually, ANYBODY with high interest rates is a bad loan provider.


Written by fugi88 ( patreon.com/Fugi88 ), commissions open

If you like stories like this, feel free to donate what little you can to paypal.me/fugi88 or patreon.com/fugi88 - It helps a lot!


A cradle of cotton. A flash of light. All ten fingers. A pinched nose with no air leaks; i'm real, the air is blocked.

Ok, i was back in reality, a clap of thunder reminding me of the warm comfort of this bed..

I remember what i had saved m self from in my sleep. I remember. Oh, what a horrific dream.

"Make this shit terrifying" was what i shouted out into the suburbia of what i knew was just an illusion.

My environment responded in a way that only my subconscious could; it brought about the worst. It started with a floor less house falling atop me, red walls and vintage furnishings, a real place of paid depravity and what could almost be considered suffering, according to my brain.

I was the only human in this room.

Barely-human creatures formed of a tight wrapping of charred black bandages and blood wondered the premises and cast their gaze into me, a kind of envious gaze. Being the only human, i was special and could get out of here sooner, my brain reminded me. The gazes were ones that knocked butterflies into my stomach, fluttering around like banknotes in the wind. The phrase "social injustice" bounced around my brain like a bell had rung.

A bag of money fell to my feet. I opened it, but it was only opposite-money, some ¤10,000 in minus-money, some 10,000 of suffering, a voice in my brain conjectured.

"400 days" uttered one of the creatures, one of the larger, more muscular ones. "400 days and you'll pay this off. You'll hate it here. 400 days."

Just under my feet opened up a hole through which i fell.

A cradle of cotton. A flash of amber light. All 7 fingers. All… what fingers? Fuck, i was still here. Out of the window i heard knocking. The tapping of a claw against it, a shadowy thread-monster of my nightmares (literally) staring at me with eyes, flickering amber lights casting a pained red glow across the room. "400 days. Oh, you really shouldn't have fucked with them."

"400 days of pain" he looked almost sympathetic, almost pained by my situation. "I don't want to hurt you, but maybe it'd be better for you…"

"Just step out of bed. Climb through the window. I'll meet you and take your debt."

"HELP" i screamed. And again, and again. I had to escape this place. Thank you subconscious, for the nightmare, can we end it now?

The dream finally ended and here i was again, the cradle of cotton during the storm, the first one this season. My bed was a warm recluse from the cold house.

Gosh, what a cozy life here. If it wasn't for the drought, it'd be perfect. I feasted on the silence as i tried to find sleep again, somehow having drifted away when i woke up. Was it as scared as i?

I heard a car pull up outside. My clock said it was 03:24. How strange. Maybe it was our night-shift-working neighbor.

Strange voices with foreign accents, even foreigner then was usual for my little expat neighborhood. The thin window let the sound of these deep, guttural voices through.

"We're here, it's the address"

It's a voice i recognised from the phone, those conversations painted red with internal liquid and green with overrated paper.

It was the dark part of my life that had come to visit.

"Ugh, their gate is locked."

"Don't worry, i have the ram"

A pause and then a great big bang as the gate slammed against the inside of the external wall. It was a solid iron gate, the kind designed to protect against all burglars. I remember what they said in the calls. Oh, you should have read the small print. You should have. You're ours now. No point crying!

"Ha, look at this weak door!"

A big bang from the main room as a sudden noise of cracking wood gave way to just as sudden of a impact noise, the wood hitting the floor. A cold draft ran into my room, slamming my door open.

"You, guard the exit. I'll go find our lost client."

"Coffee machine, ¤30. Microwave, ¤200 TV, ¤300."

I sat up and donned my gown, the closest garment to my bed, his steps still approaching.

"Antique kitsch painting, value to be determined. Dated copy of Lord of the Rings, possibly original, value to be determined."

They weren't quite human steps nor voices, either.

I stood up and got my slippers on. These damn tiles are too cold!

"Unopened box of Methylphenidate, black market rate ¤75"

Not my damn pills!

I scanned my room for anything that could be used as a weapon. I had a small, mostly blunt knife i had used for cutting apples yesterday. Thank god i didn't bother taking it to the sink yesterday. Well, not so much didn't bother as just forgot to. I had also neglected to sharpen it. What a shame, my pointer finger's cut reminded me. What a shame, the noises outside reminded me. What a shame that i was i. What a shame i had taken their loan. What a shame everything was! Ah, shame, one of life's great treasures.

I walked out into the hallway and saw the thing standing there.

The full moon shining through the hallway mirror next to it, i saw its silhouette first. It was a block of flesh, two metres tall and sharply defined with muscle.

It was hardly wearing anything but a pair of underpants with a zipper across the middle and a series of belts across its pecs.

I could just about see a yellowy flare to his hair, mixing with the whites.

"Well, i guess i found our client…" he teasingly muttered with an air of dominance. "Put the knife down."

Did werewolves really exist in this world? No, it was impossible. No, it had to be a dream!

I still had all 10 fingers. None passed through each other. No, not a dream.

"If you know what's good for you, i suggest you drop the damn knife", he reinforced.

He's serious now. Fearing his strength, i gently unwrapped my fingers, letting the knife fall to the floor with a clattering noise.

"That's what i like to see."

The creature eyed me up and down, looking for my weaknesses.

"Come here."

I was too frozen with the fear to let myself walk to the damned beast.

I waited a second, us staring at each other. What beautiful abs! Oh, and those legs! Gosh, my libido's too high for my good.

It, instead, grabbed me with its hand, the claws digging slightly into my shoulder, a flash of lightning the instant he touched me painting the creature in a sickly white light. It sent tingles down me to feel it rest its power on me, the hand that could kill being used to merely restrain me. Oh, he was serious now. It almost turned me on.

"I don't want no funny business. Once you leave the house, you're getting into the boot.", he said, "If i hear a single word or see a single hint of rebellion….", he continued, "You're going back to sleep. And not in a good way, either."

The thunder arrived, a deep, evil rumble reverberating through the wet mountains that surrounded our neighborhood.

The creature took my wrist and dragged me through my house, past the hallway's window., past the living room, past the front door and the werewolf who was guarding the house..

Terror makes a mind work differently. Rationality falls out of the window. Survival takes over the head. Anything, just to live the next day, would be fine. And i wasn't sure if i'd live the next day under these loan sharks, having already received enough threats that they could kill me right here, an example to those who take without giving back.

We went past the busted gate and i was shoved into the car on the other side of the road.

It was a beat up metal box from the 60s, of which i was being shoved into the boot of. I had to assume a fetal position, which i knew would make my knees hurt. A draft blew in from the wheel bay near my head, sucking away what little warmth i had made between the boot lid and the floor, driving a chill into my under-dressed body.

The car moved down in a kind of mechanical exhaustion, the creatures hopping on board with their great weight.

I looked for emergency release levers in the boot. Fuck, i didn't know what they looked like!

The engine eventually kicked to life and we started moving.

There was this one lever… wait, no, it's just a hook for a chord!

I counted the turns and tried to guesstimate where we were. We were already at the end of my street and finding the way to the main road.

Damn these cars!

And we then reached the motorway, where i found myself losing my way.


When we stopped, i had long-ago fallen into a state of half-sleep, the poor suspension keeping me from yet more rest. The boot opened and the cold air hit like a cup of coffee, bringing me back to full consciousness, giving me lucidity.

I stared at the three captors crowded around the boot. On the right was the one who i had met in the hallway, the middle the one who was guarding my door, and to the left a werewolf i hadn't seen before.

Each were wearing the same "clothes"; a belt pec-cover and zippered underpants each, save for the left werewolf, which hadn't any. The one on the right held a gun slung against his shoulder, pointing back, in his left hand, a leash in his right hand.

The one in the middle had a phone blaring a laughingly clinical white light. "Oh, we have the client in our facility now. He's perfect for the spice restaurant" he said, in a low and nasal-ish tone. Was i going to be forced to work somewhere to pay off my debt?

Each of the three looked at me with an expression of malicious victory, a dangerous kind of victory, the one that told me one statement. "You fucked up. Like, seriously. Fuuuuuck.". Their stares, each checking out my curves past the loose fabric of the gown, drove the butterflies in my stomach into a flight so anxious one would worry the butterflies had butterflies in their tummy, too.

I'm fucked.

The left one had orange highlights in their hair, with black arms holding studded bracelets. His right foot sat on the wall of the car, his gentle fidgeting bouncing the car slightly to flex his dominance over me, no, their dominance over me.

The one in the middle had ears that pointed straight up, his left hand groping the side of yellow-haired werewolf slightly.

"Yeah, the testing's going to have to happen, handover possible at 19:00." said the straight-eared one, hanging up his call.

Fuck, was i going to sit some stupid exam?

"You'll need this" said the one on the right, as he placed the gun on the floor with a slight plasticity hollow clacking noise. He leaned in to put my neck into the loop of the leash. He held onto the other end, careful to keep his grip on what held me now.

Terror makes you act strange. I would have resisted if i wasn't so terrified under the watchful glare of these three creatures, their thick claws ready to shred skin.

I was now under the full control of the yellow werewolf. It was kind of appealing to think about him having his way with me, but the terror kept the sexual euphoria away, somewhat.

They could sense my terror, i could tell.

"We might be loan sharks, well… more loan werewolves, but we don't want to hurt you", introduced the black-armed one, in a low, slow, still-domineering tone. "No, you're too valuable to be lost… for now"

Their "soothing" words didn't work very well.

"We have better things to do then be cruel to such an sellable client", teased the yellow-haired one. "Well, no, it depends on your definition of cruel, i guess."

The one on the left leaned in to grab me, the other two to moving away so he could take me in his arms, a cradling hold. I could feel the compassion in him through his arms, radiating from him in a gentle, warm way.

Oh, how comfortable it was! The muscle and the hair worked together far better then any pillow i had ever been on, the slow changes of pressure of each balancing-step he found himself taking being just what i needed! Oh, my abstinence was worth it. It was!

It was the warmth though, that sold it. I was almost shivering in the car because it was so cold, but here? It was perfect. His naked warmth against my dressing gown provided the most awesome feelings. The tingles went straight into my dick. Why had i overworked myself to pay back these werewolves when i could have been just here? Oh, it was amazing to finally be able to give in someone!

"Hey, look at this guy, hes getting off to just being carried!" Said my carrier, noticing my growing boner.

"Oh, you have a lot to get used to, then", teased orange-hair. "Oh, we'll build up your tolerance"

I was carried into a metal shed. I was let onto the floor, standing on the cold, almost abrasive concrete.

The shed was quite bare. There was a sink and toilet, lube and extra large condoms, a table with a thin foam pad, and a futon were strewn about. A chair sat in the corner, upon which the straight-eared werewolf sat on.

An electronic heater sat in the corner of the room, making a constant whirring noise. It was surprising it could heat such a large space.

"Welcome to our testing shed. State of the art, just for you" joked the black-armed one.

He took a step back to give me the space to find myself.

"Take off the gown", said the yellow-haired one. "I want to see just how valuable our client is"

"Oh, not a client, no, our inventory" quipped the straight-eared one.

I let my gown drop to the floor. If this was the direction i thought it was going, i knew my fantasies would finally come true. Oh, how much i would have gave for this!

"Beautiful curves" the black-armed one commented in a kind of light admiration.

"Oh, we always needed this kind of body to fill in our portfolio" added the yellow-haired one

"I can already imagine how much we're going to make from this" half-joked the straight-eared one

"Hmmm… we should begin testing", the yellow-haired one half-teased. "We need to see whether they're a category III or II, heck, maybe even a category I !"

"What the fuck are categories?", I silently thought to myself, the still-present terror rendering me effectively mute.

The black-armed one moved in to feel me and my skin, to see just how i handled. I took it with ease, closing my eyes to let the tingles take over my qualia.

He took another hand and began doing a slow and pressureful massage, taking my muscles into his hands and taking care to feel out each one, the warmth of his pads settling deep inside me.

He moved in the most sensual ways. His hands glided across my body, massaging my abs, my pecs, rubbing my nipples. The nipples, yes, that's where it was at!

He kept rubbing them with one hand whilst his other handed glided across my back. I realised just how touch-deprived i was. Every tingle sent me to new heights as i let myself give in to his full control. His full, undiluted control.

He continued. He rubbed my thighs, as if i was his stress ball, making sure to treat the muscles with the deep touch and pressure i had been seeking.

"Oh, he's got a very good build", said a low, sensual register of the black-armed werewolf massaging me.

He moved closer and closer to my dick, coming and going, finding a way to tease me deeply and intimately

At one point during the massage, i felt a liquid push out from my urethra as it traveled the full length of my boner and made a little wet spot in my underpants. Please, don't stop, black-armed one, i'm going amazing places.

In a low, sensual, sexual vocal register, the yellow-haired one spoke. "I think he's ready for us."

"Oh, he is quite ready" teased the black-armed one. "But i'm…! not quite ready."

The yellow-haired one walked to me and began massaging my body, accompanying the black-armed one. The combined touch sent double the tingles and tripled the fun.

Suddenly, as i was slowly experiencing my highest wave of pleasure, he stopped. "He's ready." he commanded, pushing away the black-armed one's hands from me. "Go to table, my inventory."

I walked to the table. It was one of those utilitarian tables; a metal frame holding a laminate surface, probably stolen from a local school. Or maybe it came from the dump; it wasn't that new of a table.. The foam pad atop it was thin and stained with all manner of dark splodges. It had a very specific air about it, something like an air-based Viagra. it drove me nuts, nuts for dick.

"On your back - Expose that ass and mouth" commanded the black-armed one.

I did just that, lying on my back on the slightly disgusting wet cold of the foam. I could feel my back-bones and the hard surface of the table meeting, driving a kind of pain into me. I let my head lean back, off the edge of the table.

"Very good. That'll be worth a lot, a guy that can be dominated so easily" said the yellow-haired one with a plutocratic (money-seeking) air. "Yeah, most people here don't react so gently"

Oh, the air was so intoxicating here. I could smell the intensive years of frequent sex that had taken place on this very pad. It was making me so irrational and ready to fall under the company of these werewolves.

I let my head fall back to rest in the air, my neck supported on the edge.

"You clean the ass, i'll try the mouth" the yellow-haired one said, delegating my "testing". Oh, it was just an excuse to have sex. it's not that i minded. No, not at all.

The yellow-haired one pulled his zip down, revealing a long shaft. It was bigger then my mouth!

I heard a little noise as the condom was taken from the box. I watched as my upside-down deliminator took it in his hands and slowly unrolled the rubber, bit by bit. His hand pushed it down a little to unroll it, and stopped to start pushing again. He could see that i was watching. He was taking care to tease me, my boner high in the air.

On the other side of the room, the tap opened and i heard it fill a rubbery container. A squirting noise as some chemical was added.

The werewolf handling the container walked over to me.

A gentle finger teased the entrance to my ass. I gasped, my skull dropping further at the tingles being sent to my brain. Every single of his movements unleashed a new mass of tingles, a new pleasure, stuff driving me high on sex, so damn high! I could feel a little switch in my brain flip as i fell to this newfound libido, the strongest i had felt in a while.

"Oh, i forgot the pheromone squirt was so potent on humans", he teased. "Eh, no harm in having a hornier inventory."

The yellow-haired took his length and placed the rubber-covered tip on my lips. I could smell his musk. It was a very masculine, dominating kind of smell. It suited him quite well. I felt myself fall for him, helped somewhat by the increased libido. I began feeling an almost unnatural level of desire to try that member, to get my first taste of werewolf body.

My lips were already teasing the tip.

"On the count of three, we both insert." said the guy i was just about to get to taste.

"3."

I felt a blunt, rigid plastic spike tease the entrance to my rectum. Was this an anal douche?!

"2."

The pressure increased on both sides as we all prepared for the oncoming penetration. Oh, i should have expected that they'd want to try both of my holes.

"1."

A sudden thrust pushed past my teeth as more and more of the rubbery shaft ran into my body. On the opposite side, the plastic tip was shooting in, unresistant. Oh, i had experience.

"Oh, this guy's been practicing" said my ass-cleaner

"I would have expected that." stated my mouth-filler, now all the way in, blocking my breathing tubes. It scared me a little, knowing my breathing could be cut off so easily by these creatures.

The water shot into my ass, an ecstatic cold feeling washing into me. Oh, this felt amazing. Every little accidental vibration of the black arm sending new tingles straight to my brain. The chemical he had put into the water was being rapidly absorbed by my interior skin, each second with the magic water making my feelings more and more intense, somehow driving me further then I'd ever had been.

"Hold it in. I'm getting a bucket" he commanded. Why had he not been prepared?

My mouth-filler began to thrust rhythmically, moving the slick member in and out. He was clearly enjoying it, moaning sensually. Oh, how his moan drove me on edge.

In, hold, out, breathe, again, and again, and again. It was the rhythm he imposed on me. It continued pushing, me feeling the lower regions begging to fly in pleasure, in raw, amplified qualia of the lowest and most savage kind of pleasure.

The rhythm continued, driving my mouth into a half-numbness under his heavy pumping.

"release." said my ass-washer, with a plastic bucket at his disposal.

I let go and i let the warm water out. Oh, it felt so much cleaner.

He sent in a batch of fresh water.

"Hold."

I let the rhythm in my mouth continue as the yellow-haired werewolf continued to use me as his joy-toy. It felt amazing to have every nerve in my mouth and upper throat touching this organ of pleasure, this delectable member, this reproductive equipment.

The blood pooling in my head made me feel light-headed as he continued his relentless thrusting. Oh, how the magic water only kept me turned on for longer, slave to his thrusting.

"Oh, it runs clear now!" noted the one at my ass.

The thrusting i had just come to enjoy stopped like a dying engine.

"Oh, indeed?" asked the yellow-haired one, his dick slowly pulling itself away, an almost welcome break from his unabated thrusting.

"Yes, come here and try it for yourself!" said the black-armed one.

The shaft left my mouth, leaving a space that still wanted dick.

I heard the pit-patter of footsteps, a squeak of the lube bottle, a pit-patter from the other guy, the stretch of high quality latex, and the little noises it made as it rolled down the whole length.

He put his dick in and began the same rhythmic motion. In out, but gentler, focusing less on intensity but on pleasure, less on his own gratification, more on the overall pleasure. Giving me pleasure only turned him on even more.

I felt as the yellow-haired one began rubbing my ass area. He did it slowly but deeply, sensual and sensitive. He took care to get the outside parts feeling amazing, driving tingles up past me and the slow thrusting that was timing my breathing.

I let him push his finger inside and begin a message, using the lube as an excuse to feel how i was inside, how my ass reacted to his touch. It sent tingles down me to feel every movement of his finger around my prostate, him sending me up high, the timed breathing forced upon me only making the highs harder, the aphrodisiac pushing them even higher.

He stopped for a second and pulled out his finger. With a squelch as lube came to surround the rubber, he pushed. My ass wasted no time opening up for him, taking his full length in its stride.

He, with a great thrust, countered the rhythm of the guy in my mouth, a pleasurable polyrythm knocking me at both ends.

As the sex progressed, they almost fought each other, using me as their battlefield. As the yellow-haired on pushed me harder into black-arms's dick, black-arms would just thrust harder, pushing yellow-hair back.

The constant squeezing and pulling sent tingles down me. I would have moaned if my mouth wasn't full.

Eventually, with a great big thrust on both sides and contractions so strong you'd think they're giving birth, they came inside me, the condoms ballooning in response to the fertile white liquid. As the liquid rolled into me, i felt the new aphrodisiac send me on the edge too, my erect dick shooting out ribbons of the white liquid, almost trying to balance out the amount that had been injected into my body by these two great creatures.

"Oh… he has a good volume" seduced the low tone of the yellow-werewolf.

They pulled out. The black-armed one tied up his condom and threw it away, the orange one doing likewise.

"That was one of the best yet!" he exclaimed.

"Yeah, perfectly made for our dicks" said the black-armed one in response

"He might just pay off his debt in one night with the kind of price we can put on him" joked sharp-ears, rising from his laptop and spreadsheets.

I sat up gingerly, head running, not only form the blood, but the orgasm.

My neck hurt from the straightening of my vocal tract and my ass pulsated in waves of pain. But it was good pain, a kind of tingle riding each wave of pain, you know? All it really did was give an excuse for the aphrodisiac to do its crazy magic, keeping me horny.

I looked at my captors. They had collapsed onto chairs.

"Well, how's your freelancing gig been going?" asked the yellow werewolf to the black-armed one, as if he was unaware of what he'd just done 30 seconds ago, his boner still flying.

"Oh, absolute shit. Nobody cares for what marketing i do and nobody's contacted me for a commission."

"Have you tried penetrative pricing? I remember reading about it once."

"Well, yes, but i don't even know where to post my prices!"

"Just keep posting your work, someone might just become interested."

"I'm already doing that!"

The black-armed looked at me. It wasn't a normal kind of look. It went through me so deeply it's going through me and to you, reading this text.

"You'll be in the central hall. If a person chooses you, get the money first and then go into your designated sex room with them", he explained.

"You'll have a menu of services with set prices. If they ask for anything off the menu, negotiate.", he continued. "If it's lower then ¤75, it's not worth your time. Ask for a higher price or direct them to the lower categories. gauge their bank balance."

"Go back to the central hall and meet the next client. The sooner you earn back your debt, the sooner you get to leave", he said.

The yellow-haired then turned to me.

"If you don't get the brothel money, we'll have to sell your possessions."

"It'll be a shame to have to demolish the door that's been rebuilt now, wouldn't it?", he teased with a strong twang of seriousness. "Oh, You are not a free man anymore."

A chill swept over me at that statement. I didn't even know what country i was in. Was this whole thing against the law here? And what did it matter i was under the control of these wolves?

They stood up to leave, the straight-haired one shutting his laptop and moving to leave.

"Stay here until we get you", said the black-arm one before walking past the self-locking door, leaving me all alone.

I put on my gown as i shook a little shiver in this place. The werewolves brought a kind of warmth, a kind of rude hospitality, a double-edged nature. When they were gone, the warmth was gone and replaced with the cold.

I took the futon and the blanket and let the tiredness wash over me. I finally got to continue the sleep that was so rudely interrupted, trying to get asleep before the growingly yellow red in the sky would render that impossible.

The end (part 2 is in progress and you'll get to hear all the crazy shit that happens in the brothel)


Some notes:

  • Money

  • ¤ is the standard universal currency sign. I've used it here as it's not used very much anymore so makes a good choice for their economy.

  • The currency ¤ is equivalent in value to the euro. (side note: i chose not to use the euro as it'd imply the werewolves were part of the eurozone despite them trying to hide themselves from humans)

  • Devising currency exchange between the werewolves and the euro such that the protagonist could borrow money from the is left as an exercise to the reader.

  • The werewolves are not known to humans save for those who came back, but their stories are so ridiculous it might was well be fantasy (…right?).

  • Yes, the werewolves do speak English. Blame it on a scientific experiment in America gone wrong or just a coincidence of language evolution. I do think English suits these savages.

  • Some info to help you better differentiate the characters, should you find yourself needing it:

  • The group of werewolves form a loan sharking group with ties to the sex industry

  • The yellow-haired one is the leader of the group and has a special contract with the brothel owner regarding the transformation of loan shark clients to prostitutes, allowing him the money he gives away to get more prostitutes

  • The straight-eared one is the accountant of the team, making sure to keep the boring non-sexual stuff in check. They have a low libido, but watch out when they get horny!

  • The black-armed one is responsible for the management of the clients when at the facility

  • I don't find big dicks particularly appealing, but a lot of people seem to, so here we are.

  • Because i generally don't make eye contact in conversation, i don't normally write about eye colour. Sorry if it prevents intimacy; you can always complain in the comments if you feel it's that bad, and i'll be happy to include at least some references to it.